STEPS FOR AVAILING A LOAN
Sanction and Disbursement are the two main steps involved for availing a home loan from ICICI. Sanction: Based on various parameters, ICICI will evaluate the loan application. Post evaluation it would release the sanction letter mentioning the amount of loan sanctioned and other terms and conditions of sanction.
Disbursement: The amount sanctioned is disbursed in one or more installments subject to legal & technical verification of the property and other terms and conditions mentioned in the sanction letter.
|Designation||Manager - Home Loan|
Note : We recommend you retain photocopies of all documents being submitted by you for your future reference. In case you require your documents during the loan tenure the retrieval period is 6 days at a nominal charge.
Can I get an additional or top up loan over and above my existing loan?
Yes, if you have taken a home loan or an office premises loan you can apply for a top up loan.
When can I take a Top up loan?
You can apply for Top up loan after six months of final disbursement of your original home loan or office premises loan
Can I use this loan for the renovation of my house?
Yes, you can use this loan for renovating your house or for any other personal requirements.